About Synchrony 

Synchrony is on a mission to give you the most straightforward, easy, and efficient financing in the industry. Their financing gives you the option to pay over time for products and services, so you don’t have to put your comfort on hold.

Budget-Friendly HVAC Financing 

Restoring your comfort shouldn’t break the bank! Our team offers affordable heating and cooling financing for HVAC repair services, furnace and air conditioner replacement, indoor air quality products and more.  Get the service you want with flexible financing options.

How it works:

When you want a product or service, but can’t afford the upfront cost, Synchrony gives you the opportunity to pay over time for the product or service.

The perks:

• Competitive financing available
• Simple, quick pre-qualification with no credit impact
• View instant customized financing offers
• Select a monthly payment that works for your wallet
• Finalize your loan with no down payment

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Plan 600

Reduced 9.99% APR and fixed monthly payments equal to 1.25% of promo purchase amount – Until Paid in Full ³

Estimated payoff period 132 months. See below for additional information.

³Monthly interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required equal to 1.25% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases.

Plan 602

Reduced 5.99% APR and fixed monthly payments equal to 3.00% of promo purchase amount – Until Paid in Full ⁵

Estimated payoff period 37 months. See below for additional information.

⁵Monthly interest will be charged on promo purchases from the purchase date at a reduced 5.99% APR, and fixed monthly payments are required equal to 3.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases.

Plan 604

Reduced 7.99% APR and fixed monthly payments equal to 2.00% of promo purchase amount – Until Paid in Full ⁴

Estimated payoff period 47 months. See below for additional information.

⁴Monthly interest will be charged on promo purchases from the purchase date at a reduced 7.99% APR, and fixed monthly payments are required equal to 2.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases

Plan 605

No Monthly Interest if Paid in Full Within 18 Months (Deferred Interest) ⁶

Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid full within 18 months. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. See below for additional information.

⁶No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within 18 Months. If you do not, monthly interest will be charged on the promo purchase from the purchase date. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases, except that the fixed monthly payment will continue to be required until the promo purchase is paid in full.